Motion offers a wide array of mortgage loan products to current and prospective homeowners to meet every need. As a member/owner, you are afforded so many valuable programs.
Home Equity Line of Credit (HELOC) in Motion
A Home Equity Line-of-Credit (HELOC) is an open-ended, revolving credit line based on the equity you have in your home.
This line of credit can be used to improve your home and add to its value. Additionally, funds can be used to purchase vehicles, consolidate or pay off debt, pay for college tuition, insurance and other bigger expenses that eat into monthly cash flow. It can even be available as a safety-net for unexpected expenses. The great thing about a Motion HELOC is that you can draw on it anytime you need to.
If a HELOC from Motion sounds like it could help you, give our mortgage experts a call at: 908.862.6966.
NMLS # 928258
Equal Opportunity Lender. We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
*Conditions apply. APR=Annual Percentage Rate
Home Equity Loans in Motion
If you’re looking for a way to get cash for upgrades in your home, or college expenses, to pay-off debt or to take that well deserved vacation. The equity in your home could be a way to get cash for virtually any purpose! Your equity, the value of your home minus your existing mortgage, can serve as collateral for additional borrowing. There could be tax advantages too (consult a tax advisor for details).
We offer:
- No closing costs/ No annual fee
- Competitive rates
- Flexible repayment terms/ No pre-payment fees
- Convenient approval and closing process
- Automatic scheduled payments
At Motion we have mortgage experts you can trust. Call us at: 908.862.6966. to get started.
NMLS # 928258
Equal Opportunity Lender. We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
*Conditions apply. APR=Annual Percentage Rate
First-Time Home Buyer in Motion
Motion knows that making your dream of home ownership come true is exciting & rewarding, we are committed to helping you make it happen every step of the way. We offer a wide variety of loan options designed for first-time home buyers.
Give us a call to schedule a mortgage consultation before you start searching for your first home to see if you can get prequalified. Then you are on your way to making your dream of home ownership a reality.
Apply 24/7 online or by calling 908.862.6966. We are your credit union, waiting to help you.
NMLS # 928258
Equal Opportunity Lender. We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
*Conditions apply. APR=Annual Percentage Rate
Refinance Loans in Motion
Housing expenses are one of the largest components of most household budgets. With interest rates changing so often, you should periodically determine whether refinancing your mortgage could help you to manage your cash flow better.
Refinancing your mortgage with Motion could help you obtain a better rate and possibly, SAVE money. Give us a call to speak with one of our mortgage experts to see if now is the right time for you to refinance.
Apply 24/7 online or by calling 908.862.6966 and listen to the prompts.
NMLS # 928258
Equal Opportunity Lender. We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
*Conditions apply. APR=Annual Percentage Rate
Jumbo Fixed-Rate Loans in Motion
Motion offers Jumbo Mortgage Loans! Jumbo Mortgage Loans are mortgages that exceed conventional borrowing limits. Fixed rates on jumbo loans are available at a variety of rates and terms. Motion’s mortgage experts are available to work with you. Give us a call today!
Apply 24/7 online or by calling 908.862.6966 and listen to the prompts.
NMLS # 928258
Equal Opportunity Lender. We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
*Conditions apply. APR=Annual Percentage Rate
Mortgage Rates
| Product | Rate | Points | APR |
|---|---|---|---|
| New SPECIAL coming soon! |
| Product | Rate | Points | APR |
|---|---|---|---|
| 30-Year Fixed | 7.500% | 0.00 | 7.573% |
| 20-Year Fixed | 7.500% | 0.00 | 7.594% |
| 15-Year Fixed | 7.375% | 0.00 | 7.419% |
| Product | Rate | Points | APR |
|---|---|---|---|
| Home Equity | 8.500% | 0 | |
| HELOC | 8.500% | 0 | |
Other Products Available - Call for more options! *Unless you have a rate lock rates are subject to change without notice. Rates are generally updated daily. Jumbo mortgage rates may be higher. Call for rates.
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NMLS # 928258
Loan approval subject to credit, income and property evaluation. An interest rate is not guaranteed unless a member/owner has received credit approval of an application and both member/owner and Motion have executed the Rate Lock Request.
Motion Federal Credit Union has a home loan partnership with State Financial Network, LLC, a credit union service organization. This affiliation allows us to offer our member/owners competitive rates and fees along with a high level of service that you expect and deserve. Over the years State Financial Network, LLC has assisted thousands of member/owners just like you with their home financing needs.
Equal Opportunity Lender. We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
*Conditions apply. APR=Annual Percentage Rate
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